Dealing with Houston water damage? Learn the critical steps for the first 24 hours, from finding your curb key to documenting the loss for insurance.
Displaced by fire or flood? Learn how to maximize your Additional Living Expenses (ALE) coverage for hotels, food, and pet boarding in Houston.
Confused by your insurance estimate? We decode Xactimate line items (WTR, DRY, PNT) so you know if you are getting a fair payout.
Do you have to break granite countertops to replace water-damaged cabinets? Learn the risks of detachment, insurance coverage for breakage, and non-destructive options.
Insurance denied your roof leak claim? Learn the “Created Opening” rule. You must prove the storm created a hole *before* the rain entered to trigger coverage.
Wind damage isn’t just missing shingles. Learn how to document ‘Roof Lift’ and broken seals to ensure your insurance claim covers a full roof replacement.
Your condo’s walls-in policy covers your unit from the drywall inward — but there are important gaps. Learn exactly what’s covered, what’s not, and how to avoid being left with a bill after a water loss.
Insurance doubting the damage? Matterport ‘E57’ point clouds provide millimeter-accurate proof. Learn how 3D data validates structural claims.
When water damage in a condo comes from another unit, figuring out who pays can get complicated fast. Here’s how Texas condo insurance policies divide responsibility between unit owners and the HOA.
Insurance adjusters regularly leave items out of repair estimates — sometimes accidentally, sometimes not. Learn the most common omissions and how to make sure your scope covers everything you’re owed.