Extra expense coverage insurance business

Extra Expense Coverage: Keeping Your Business Open

Business damaged? ‘Extra Expense’ coverage pays for temporary locations and rush shipping. Learn how to use it to stay open.

Coinsurance penalty insurance calculation

Coinsurance Penalty: The 80% Rule Commercial Trap

Business damaged? If you didn’t insure 80% of value, you face a ‘Coinsurance Penalty’. Learn how this math reduces your payout.

A financial chart illustrating the coinsurance penalty formula, showing how underinsurance can drastically reduce commercial property damage claim payouts for Houston business owners, impacting restoration efforts.

The Coinsurance Penalty: A Trap for Houston Commercial Owners

Did you underinsure your building? Learn how the ‘Coinsurance Clause’ can reduce your claim payout by 50% or more.