Matching Kitchen Cabinets for Insurance Claims: A Texas Guide

Answer: When water ruins part of a kitchen, carriers often price only the wet boxes. Matching the rest depends on the policy’s like-kind-and-quality language and whether a discontinued or UV-faded finish can actually be matched in the same line of sight. A manufacturer discontinuation letter is evidence. “Uniform appearance” is not a separate Texas statute with a cabinet table. TPPCA (§542.060) is about payment timing, not a matching code.

Keep this Texas guide. Houston-only twin and “fighting the spot repair” can 301 here. Particle-board physics and granite-lift stay as children.

What the file needs

  • Which boxes wicked; MDF/particle swell is often replacement of that box
  • Whether the door style and finish are still sold
  • Photos standing in the room — same sightline, old vs proposed new

247 documents the loss. We are not the public adjuster on the matching fight.

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