The “Created Opening” Rule: Getting Wind-Driven Rain Covered
Insurance denied your roof leak claim? Learn the “Created Opening” rule. You must prove the storm created a hole *before* the rain entered to trigger coverage.
Wind-Driven Rain and Insurance Claims: When Your Policy Has to Pay (and When It Doesn’t)
Insurance companies often deny wind-driven rain claims by arguing no opening was created. Texas law has a specific standard for this — here’s what it says and how to push back on a bad denial.