A financial chart illustrating the coinsurance penalty formula, showing how underinsurance can drastically reduce commercial property damage claim payouts for Houston business owners, impacting restoration efforts.

The Coinsurance Penalty: A Trap for Houston Commercial Owners

Did you underinsure your building? Learn how the ‘Coinsurance Clause’ can reduce your claim payout by 50% or more.

Applying the TPPCA Hammer to White Oak Bayou Flood Insurance Delays

Applying the TPPCA Hammer to White Oak Bayou Flood Insurance Delays

Facing insurance delays after a Jersey Village flood? Use the TPPCA Hammer and Texas Insurance Code §542 to secure your 18% statutory interest.