Condo water damage subrogation insurance

Condo Water Damage Insurance: Understanding What Your ‘Walls-In’ Policy Actually Covers

Your condo’s walls-in policy covers your unit from the drywall inward — but there are important gaps. Learn exactly what’s covered, what’s not, and how to avoid being left with a bill after a water loss.

Condo water damage subrogation insurance

Condo Water Damage and Insurance: Who Pays When the Leak Comes from Upstairs?

When water damage in a condo comes from another unit, figuring out who pays can get complicated fast. Here’s how Texas condo insurance policies divide responsibility between unit owners and the HOA.